A question about medical insurance billing?
I received fairly expensive medical services and received a statement that my insurance paid 90%, and that I owed the additional 10%. However, several months have gone by and I have still not received a bill for the additional 10% from my provider. Is there some kind of statute of limitations on billing? I have put aside cash for the bill but am wondering if I’ll ever receive it. I don’t want to call and remind them, however. What should I do? Any advice? How long do I have to wait before I can be sure they’re not going to bill me?
Yes that’s what I mean to ask — is it common practice in the medical world to not bill the patient directly the additional 10% (for example) once the insurance company has paid the 90%? I’ve heard this is sometimes done to encourage patients to return to the same doctor. Is it wishful thinking?
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It’s wishful thinking. It takes a while to catch up, but I bet within six months you start receiving the billing for the 10%. Even if you move, and they never invoice you for it, they can STILL send it to collections.